Framingham State University ranks highest of the Massachusetts state universities in a new metric that measures the risk-reward of attending college by comparing average student debt at graduation and average early career pay.

The College Risk-Reward Indicator (CRRI) metric was compiled by LendEdu, a marketplace for student loans and student loan refinance. The site divided the average early career pay by the average student loan debt at 1,004 4-year colleges and universities to come up with its CRRI rankings. According to LendEDU, the colleges and universities with the highest CRRI should be considered the best risk adjusted choice for undergraduates and the colleges and universities with the lowest CRRI should be considered the worst risk adjusted choice for undergraduates.

Framingham State University ranked in the top 10 percent overall, with students graduating with an average loan debt of $18,027 and an average early career salary of $42,200. That created a risk-reward index of 2.34.

No other Massachusetts state university finished in the top 30 percent.

“We encourage students and families to consider the risk-reward of attending a particular college before making their decision,” said Tom Flynn with LendEDU. “If we are going to solve the $1.2 trillion student loan crisis, students, families, and the institutions themselves need to treat higher education as an investment, and not a gamble.”

“Given the rising cost of tuition and fees, more and more students and families are interested in the return on their investment when looking at colleges,” said Framingham State President F. Javier Cevallos. “At Framingham State, we’ve always felt that we provide tremendous value to students by providing an outstanding education at a price that is considerably lower than most private schools.”

The complete CRRI rankings can be found here.